Muskogee Habitat is committed to building the quality of life, health and prosperity of the region through the production and preservation of homeownership – because homes and families are the foundation of successful communities.

How does Habitat work?

Through volunteer labor and donations of money and materials, Habitat for Humanity affiliates, across the country and around the world, build and rehabilitate simple, decent houses with the help of low-income partner families. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners’ monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor — sweat equity — into building their Habitat house and the houses of others.

How are the partner families selected?

Families in need of decent shelter apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who buy Habitat houses.

What does a Habitat house cost?

Throughout the world, the cost of houses varies from as little as $800 in some developing countries to approximately $90,000 for a property in the Muskogee.

Habitat houses are affordable for low-income families because there is no profit included in the sale price. Mortgage lengths around the world vary from seven to 30 years.

What are Habitat affiliates?

Habitat for Humanity’s work is accomplished at the community level by affiliates — independent, locally run, nonprofit organizations. Each affiliate coordinates all aspects of Habitat home building in its local area — fund raising, building site selection, partner family selection and support, house construction, and mortgage servicing.

Muskogee Habitat for Humanity is based in Muskogee, Oklahoma along with our Habitat for Humanity ReStore building materials outlet.

Habitat for Humanity International’s operational headquarters, located in Americus, Georgia, USA, and its administrative headquarters, located in Atlanta, Georgia, provide information, training and a variety of other support services to Habitat affiliates worldwide.

All Habitat affiliates are asked to “tithe” — to give 10 percent of their contributions to fund house-building work in other nations. Tithing provides much-needed funds for international building, and it also gives affiliates the opportunity to demonstrate the spirit of Christian partnership. In 2001, U.S. affiliates tithed $9.04 million to support Habitat’s work overseas. Some affiliates in developing countries also receive funding grants from Habitat for Humanity International.

Where does Habitat for Humanity operate?

Habitat is a worldwide, grassroots movement. Habitat has a presence in more than 90 countries, including all 50 states of the United States, the District of Columbia, Guam and Puerto Rico. See Habitat for Humanity International’s Habitat Affiliates Worldwide section for information on each country in which Habitat is at work, including progress reports, project descriptions and affordable housing needs.